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Oriental Bank is a leading financial institution in Puerto Rico, offering comprehensive banking services to consumers, businesses, and institutions. As a subsidiary of OFG Bancorp, it provides personal and business accounts, mortgages, loans, credit cards, investments, insurance products, and commercial services across Puerto Rico and the US Virgin Islands, backed by FDIC insurance.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$243K
Average
$309K
Sweet Spot
$0-$500K
Industries with highest loan volume
Pharmacies and Drug Retailers
3
loans
$230K
avg. amount
Pharmacies and Drug Retailers
Loans
3
Avg. Amount
$230K
Hardware Retailers
1
loans
$270K
avg. amount
Hardware Retailers
Loans
1
Avg. Amount
$270K
Full-Service Restaurants
1
loans
$1.2M
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$1.2M
Automotive Body, Paint, and Interior Repair and Maintenance
1
loans
$69K
avg. amount
Automotive Body, Paint, and Interior Repair and Maintenance
Loans
1
Avg. Amount
$69K
Limited-Service Restaurants
1
loans
$185K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$185K
Offices of Certified Public Accountants
1
loans
$340K
avg. amount
Offices of Certified Public Accountants
Loans
1
Avg. Amount
$340K
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$338K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
1
Avg. Amount
$338K
Offices of Optometrists
1
loans
$243K
avg. amount
Offices of Optometrists
Loans
1
Avg. Amount
$243K
Beauty Salons
1
loans
$30K
avg. amount
Beauty Salons
Loans
1
Avg. Amount
$30K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.50% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)