Oregon Pacific Banking Company dba Oregon Pacific Bank

Q: Where is Oregon Pacific Banking Company dba Oregon Pacific Bank located?

Oregon Pacific Banking Company dba Oregon Pacific Bank is located at 1365 Hwy 101, Florence, OR 97439.

Q: How can I contact Oregon Pacific Banking Company dba Oregon Pacific Bank?

You can contact Oregon Pacific Banking Company dba Oregon Pacific Bank by phone at (800) 997-7121.

About

Oregon community bank headquartered in Florence offering personalized banking solutions including business banking, commercial lending, term loans, lines of credit, and commercial real estate financing.

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

+0.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$1.5M

Average

$1.5M

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + -0.25%

Typical Range:Prime + -0.25% - -0.25%

Min / Max:Prime + -0.25% / -0.25%

Market Comparison

This Lender

Prime + -0.25%

Market Average

Prime + 1.25%

150 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High