Where is North Georgia National Bank located?

North Georgia National Bank is located at 350 W Belmont Dr, CALHOUN, GA 30701.

How can I contact North Georgia National Bank?

You can contact North Georgia National Bank by phone at (706) 629-6499 or email at contactus@ngnb.net.

North Georgia National Bank

About

North Georgia National Bank is a community-focused financial institution established in 1999 serving Calhoun, GA and surrounding areas. The bank offers comprehensive personal and business banking services including checking accounts, savings accounts, money market accounts, CDs, IRAs, personal loans, mortgage applications, and card services.

1999

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

1

YoY Growth

Data not available

Loan Size Distribution

As Of June 30, 2025

Median

$1.8M

Average

$1.8M

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 2.50%

Typical Range:Prime + 2.50% - 2.50%

Min / Max:Prime + 2.50% / 2.50%

Market Comparison

This Lender

Prime + 2.50%

Market Average

Prime + 1.25%

125 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High