Where is Neighborhood National Bank located?

Neighborhood National Bank is located at 2987 Jamacha Rd, El Cajon, CA 92019.

How can I contact Neighborhood National Bank?

You can contact Neighborhood National Bank by phone at (619) 417-9424.

Neighborhood National Bank

About

San Diego County's oldest community bank and first nationally chartered CDFI serving the region since 1997 with full-service branch focused on community development financing.

1997

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

5

YoY Growth

+0.0%

low activity

Loan Size Distribution

As Of June 30, 2025

Median

$526K

Average

$442K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 2.00%

Typical Range:Prime + 1.50% - 2.00%

Min / Max:Prime + 1.50% / 2.00%

Market Comparison

This Lender

Prime + 2.00%

Market Average

Prime + 1.25%

75 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High