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Monterey County Bank is the longest-standing independent bank headquartered in Monterey County, California. The institution is dedicated to supporting the regional economy through tailored small business and commercial banking services, with branches across Monterey, Carmel, Pacific Grove, and Salinas.
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7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$340K
Average
$947K
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
3
loans
$621K
avg. amount
Full-Service Restaurants
3
loans
$621K
avg
Wineries
1
loans
$340K
avg. amount
Wineries
1
loans
$340K
avg
Other Personal Care Services
1
loans
$256K
avg. amount
Other Personal Care Services
1
loans
$256K
avg
Landscape Architectural Services
1
loans
$2.1M
avg. amount
Landscape Architectural Services
1
loans
$2.1M
avg
Offices of Certified Public Accountants
1
loans
$2.7M
avg. amount
Offices of Certified Public Accountants
1
loans
$2.7M
avg
Gift, Novelty, and Souvenir Retailers
1
loans
$254K
avg. amount
Gift, Novelty, and Souvenir Retailers
1
loans
$254K
avg
Meat Retailers
1
loans
$270K
avg. amount
Meat Retailers
1
loans
$270K
avg
All Other Specialty Trade Contractors
1
loans
$2.5M
avg. amount
All Other Specialty Trade Contractors
1
loans
$2.5M
avg
Limited-Service Restaurants
1
loans
$225K
avg. amount
Limited-Service Restaurants
1
loans
$225K
avg
10-Year
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.04% |
| $1M-$2M | Prime + 2.75% |
| $2M-$3M | Prime + 2.67% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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