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KeyPoint Credit Union is a California-based credit union headquartered in San Jose, serving Silicon Valley and the greater Bay Area. Founded in 1979 as AEA Credit Union to serve technology industry employees, it has grown to over $1.8 billion in assets and serves approximately 62,000 members across multiple California counties.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of June 30, 2025
Median
$500K
Average
$500K
Industries with highest loan volume
loans
N/A
avg. amount
Loans
Avg. Amount
N/A
loans
N/A
avg. amount
Loans
Avg. Amount
N/A
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
