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IncredibleBank is a Wisconsin-based community bank founded in 1961, providing personal and business banking services with emphasis on personal service where real people answer phones, not bots.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$835K
Average
$1.1M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Full-Service Restaurants
7
loans
$1.0M
avg. amount
Full-Service Restaurants
7
loans
$1.0M
avg
Hotels (except Casino Hotels) and Motels
3
loans
$2.2M
avg. amount
Hotels (except Casino Hotels) and Motels
3
loans
$2.2M
avg
Limited-Service Restaurants
2
loans
$459K
avg. amount
Limited-Service Restaurants
2
loans
$459K
avg
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$1.4M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$1.4M
avg
Beer, Wine, and Liquor Retailers
2
loans
$669K
avg. amount
Beer, Wine, and Liquor Retailers
2
loans
$669K
avg
Local Messengers and Local Delivery
1
loans
$588K
avg. amount
Local Messengers and Local Delivery
1
loans
$588K
avg
Wood Kitchen Cabinet and Countertop Manufacturing
1
loans
$1.1M
avg. amount
Wood Kitchen Cabinet and Countertop Manufacturing
1
loans
$1.1M
avg
General Rental Centers
1
loans
$3.9M
avg. amount
General Rental Centers
1
loans
$3.9M
avg
Specialized Automotive Repair
1
loans
$1.3M
avg. amount
Specialized Automotive Repair
1
loans
$1.3M
avg
Janitorial Services
1
loans
$560K
avg. amount
Janitorial Services
1
loans
$560K
avg
10-Year Default Rate
3.3%
Percentile Ranking
93th
93th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.29% |
| $500K-$1M | Prime + 2.20% |
| $1M-$2M | Prime + 1.96% |
| $2M-$3M | Prime + 1.08% |
| $3M-$4M | Prime + 1.88% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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