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IncredibleBank is a Wisconsin-based community bank founded in 1961, providing personal and business banking services with emphasis on personal service where real people answer phones, not bots.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$835K
Average
$1.2M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Full-Service Restaurants
7
loans
$1.0M
avg. amount
Full-Service Restaurants
Loans
7
Avg. Amount
$1.0M
Beer, Wine, and Liquor Retailers
4
loans
$1.2M
avg. amount
Beer, Wine, and Liquor Retailers
Loans
4
Avg. Amount
$1.2M
Limited-Service Restaurants
3
loans
$544K
avg. amount
Limited-Service Restaurants
Loans
3
Avg. Amount
$544K
Hotels (except Casino Hotels) and Motels
3
loans
$2.2M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
3
Avg. Amount
$2.2M
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$1.4M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
2
Avg. Amount
$1.4M
Janitorial Services
1
loans
$560K
avg. amount
Janitorial Services
Loans
1
Avg. Amount
$560K
Sporting Goods Retailers
1
loans
$1.1M
avg. amount
Sporting Goods Retailers
Loans
1
Avg. Amount
$1.1M
Finish Carpentry Contractors
1
loans
$612K
avg. amount
Finish Carpentry Contractors
Loans
1
Avg. Amount
$612K
All Other Professional, Scientific, and Technical Services
1
loans
$283K
avg. amount
All Other Professional, Scientific, and Technical Services
Loans
1
Avg. Amount
$283K
Motorcycle, ATV, and All Other Motor Vehicle Dealers
1
loans
$315K
avg. amount
Motorcycle, ATV, and All Other Motor Vehicle Dealers
Loans
1
Avg. Amount
$315K
10-Year Default Rate
3.3%
Percentile Ranking
93th
93th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.29% |
| $500K-$1M | Prime + 2.11% |
| $1M-$2M | Prime + 2.00% |
| $2M-$3M | Prime + 1.06% |
| $3M-$4M | Prime + 1.88% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)