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Incommons Bank, N.A. is a community bank established in 1882 in Mexia, Texas, originally as The Prendergast-Smith National Bank of Mexia. The bank operates 6 branches across Texas, offering personal and business banking services including savings accounts, loans, mortgages, and digital banking solutions.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of December 31, 2025
Median
$397K
Average
$397K
Sweet Spot
$0-$500K
Industries with highest loan volume
All Other Specialty Food Retailers
1
loans
$397K
avg. amount
All Other Specialty Food Retailers
Loans
1
Avg. Amount
$397K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.50% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)