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Heritage Bank of the Ozarks is a locally-owned community bank serving South Central Missouri since 2003. The bank emphasizes personal relationships and local loan decisions, with branches in Lebanon, Camdenton, and Plato. Known for their 'Neighbors Serving Neighbors' philosophy, they provide personalized financial services including checking, savings, loans, and investment options.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$390K
Average
$493K
Sweet Spot
$0-$500K
Industries with highest loan volume
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$187K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
Loans
1
Avg. Amount
$187K
Landscaping Services
1
loans
$390K
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$390K
Office Supplies and Stationery Retailers
1
loans
$662K
avg. amount
Office Supplies and Stationery Retailers
Loans
1
Avg. Amount
$662K
Other Animal Food Manufacturing
1
loans
$980K
avg. amount
Other Animal Food Manufacturing
Loans
1
Avg. Amount
$980K
Septic Tank and Related Services
1
loans
$245K
avg. amount
Septic Tank and Related Services
Loans
1
Avg. Amount
$245K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.67% |
| $500K-$1M | Prime + 0.50% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)