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Heritage Bank of the Ozarks is a locally-owned community bank serving South Central Missouri since 2003. The bank emphasizes personal relationships and local loan decisions, with branches in Lebanon, Camdenton, and Plato. Known for their 'Neighbors Serving Neighbors' philosophy, they provide personalized financial services including checking, savings, loans, and investment options.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2025
Median
$390K
Average
$493K
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)