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First State Bank is a community-focused financial institution established in 1934 in Waynesboro, Mississippi. The bank provides comprehensive financial services including personal and business banking, loans, mortgages, and online banking. As a CDCI-certified, FDIC-insured institution, it operates 11 branches across Mississippi.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of December 31, 2025
Median
$1.2M
Average
$1.2M
Sweet Spot
$0-$500K
Industries with highest loan volume
Limited-Service Restaurants
1
loans
$200K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$200K
Hotels (except Casino Hotels) and Motels
1
loans
$2.1M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
1
Avg. Amount
$2.1M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $2M-$3M | Prime + 0.00% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)