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First State Bank is a community-focused financial institution established in 1934 in Waynesboro, Mississippi. The bank provides comprehensive financial services including personal and business banking, loans, mortgages, and online banking. As a CDCI-certified, FDIC-insured institution, it operates 11 branches across Mississippi.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of June 30, 2025
Median
$2.1M
Average
$854K
Industries with highest loan volume
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
