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First State Bank is an independently owned community bank headquartered in Shallowater, Texas, offering comprehensive banking services including checking and savings accounts, retirement accounts, personal and business loans, and 24-hour online banking access. The bank serves customers across multiple locations including Shallowater, Amherst, Dallas, and Plano, Texas.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of December 31, 2025
Median
$2.9M
Average
$2.9M
Sweet Spot
$2M-$3M
Industries with highest loan volume
Gasoline Stations with Convenience Stores
1
loans
$2.9M
avg. amount
Gasoline Stations with Convenience Stores
Loans
1
Avg. Amount
$2.9M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $2M-$3M | Prime + 2.25% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)