Where is First National Community Bank located?

First National Community Bank is located at 701 N 3rd Ave CHATSWORTH, GA 30705.

How can I contact First National Community Bank?

You can contact First National Community Bank by phone at (706) 232-2265.

First National Community Bank

About

Local bank offering personal and business banking services including checking, savings, loans, and online banking across Northwest Georgia serving communities for 50 years.

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$780K

Average

$780K

Top Industries Served

Industries with highest loan volume

1

NAICS

loans

N/A

avg. amount

1

NAICS

Loans

Avg. Amount

N/A

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 1.50%

Typical Range:Prime + 1.50% - 1.50%

Min / Max:Prime + 1.50% / 1.50%

Market Comparison

This Lender

Prime + 1.50%

Market Average

Prime + 1.25%

25 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High