Where is First Citizens Bank located?

First Citizens Bank is located at 2601 4th St SW Mason City, IA 50401.

How can I contact First Citizens Bank?

You can contact First Citizens Bank by phone at (800) 423-1602 or email at fcb@myfcb.bank.

First Citizens Bank

About

Community bank headquartered in Mason City delivering exceptional financial experiences and inspiring financial well-being for everyone through personal, business, and wealth management services in Iowa and Minnesota.

Reviews & Ratings

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SBA 7(a) Lending Analytics

PLP Lender

SBA 7(a) Acquisition Loan Data As Of December 31, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of December 31, 2025

Median

$400K

Average

$400K

Sweet Spot

$0-$500K

Top Industries Served

Industries with highest loan volume

1

Parking Lots and Garages

NAICS 812930|

#1 National

1

loans

$400K

avg. amount

1

Parking Lots and Garages

NAICS 812930|

#1 National

Loans

1

Avg. Amount

$400K

Default Rate

10-Year Default Rate

0.0%

low

Percentile Ranking

Top 1%

0th percentile

Interest Rate Analysis

Variable Rate Distribution

Rate distribution data not available

Market Comparison

Market comparison data not available

Geographic Loan Distribution

As Of December 31, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High