Where is FCNB Bank located?

FCNB Bank is located at 402 W Main St, STEELVILLE, MO 65565.

How can I contact FCNB Bank?

You can contact FCNB Bank by phone at (573) 775-2314.

FCNB Bank

About

FCNB Bank is a Missouri community bank serving Steelville and the Ozark region offering personal and business banking, SBA loans, agricultural lending, and deposit services to local families and businesses.

Reviews & Ratings

Loading reviews...

SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

2

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$572K

Average

$572K

Top Industries Served

Industries with highest loan volume

1

NAICS

loans

N/A

avg. amount

1

NAICS

Loans

Avg. Amount

N/A

2

NAICS

loans

N/A

avg. amount

2

NAICS

Loans

Avg. Amount

N/A

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.75%

Typical Range:Prime + 0.75% - 0.75%

Min / Max:Prime + 0.75% / 0.75%

Market Comparison

This Lender

Prime + 0.75%

Market Average

Prime + 1.25%

50 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High