Where is EverTrust Bank located?

EverTrust Bank is located at 13191 Crossroads Parkway North, Suite 505, City of Industry, CA 91746.

EverTrust Bank

About

U.S. subsidiary of O-Bank (Industrial Bank of Taiwan) established in 1995, serving California with 8 branches including 2 in Silicon Valley and 6 in Greater LA.

1995

Founded

Reviews & Ratings

Loading reviews...

SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

6

YoY Growth

-75.0%

low activity

Loan Size Distribution

As Of June 30, 2025

Median

$190K

Average

$1.1M

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 2.75%

Typical Range:Prime + 1.50% - 2.75%

Min / Max:Prime + 1.50% / 2.75%

Market Comparison

This Lender

Prime + 2.75%

Market Average

Prime + 1.25%

150 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High