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U.S. subsidiary of O-Bank (Industrial Bank of Taiwan) established in 1995, serving California with 8 branches including 2 in Silicon Valley and 6 in Greater LA.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$500K
Average
$1.4M
Sweet Spot
$0-$500K
Industries with highest loan volume
Car Washes
2
loans
$3.9M
avg. amount
Car Washes
Loans
2
Avg. Amount
$3.9M
Beer, Wine, and Liquor Retailers
1
loans
$1.0M
avg. amount
Beer, Wine, and Liquor Retailers
Loans
1
Avg. Amount
$1.0M
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$500K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
1
Avg. Amount
$500K
Full-Service Restaurants
1
loans
$180K
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$180K
Clothing and Clothing Accessories Retailers
1
loans
$200K
avg. amount
Clothing and Clothing Accessories Retailers
Loans
1
Avg. Amount
$200K
Snack and Nonalcoholic Beverage Bars
1
loans
$282K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
1
Avg. Amount
$282K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.75% |
| $500K-$1M | Prime + 2.75% |
| $3M-$4M | Prime + 1.50% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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