Where is Citizens State Bank located?

Citizens State Bank is located at 114 West Main, Wyoming, IA 52362.

How can I contact Citizens State Bank?

You can contact Citizens State Bank by phone at (563) 488-2211.

Citizens State Bank

About

Citizens State Bank is a community bank in Wyoming, Iowa offering personal banking, agricultural and business banking services including farm loans, business loans, and various account types.

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

+0.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$170K

Average

$170K

Top Industries Served

Industries with highest loan volume

1

NAICS

loans

N/A

avg. amount

1

NAICS

Loans

Avg. Amount

N/A

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 1.20%

Typical Range:Prime + 1.20% - 1.20%

Min / Max:Prime + 1.20% / 1.20%

Market Comparison

This Lender

Prime + 1.20%

Market Average

Prime + 1.25%

5 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High