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Ciera Bank is a state-chartered, full-service community bank proudly serving Texas since 1890. Headquartered in Graham, TX, the bank was created from the merger of three banks owned by First Graham Bancorp, Inc. and operates eight branch locations across North Texas.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of June 30, 2025
Median
$325K
Average
$325K
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
