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Ciera Bank is a state-chartered, full-service community bank proudly serving Texas since 1890. Headquartered in Graham, TX, the bank was created from the merger of three banks owned by First Graham Bancorp, Inc. and operates eight branch locations across North Texas.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of December 31, 2025
Median
$325K
Average
$325K
Sweet Spot
$0-$500K
Industries with highest loan volume
Florists
1
loans
$325K
avg. amount
Florists
Loans
1
Avg. Amount
$325K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.50% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)