CenTrust Bank is a Chicago-based community bank division of SmartBiz Bank, N.A., specializing in commercial banking solutions for small to medium-sized businesses. The bank provides customized financial solutions and deep industry expertise, offering conventional and SBA loan products alongside connections to professional resources in accounting, wealth management, insurance, and legal services.
Provider names, logos, and trademarks displayed on this page belong to their respective owners and are used for identification purposes only. VerSquare is not affiliated with, endorsed by, or sponsored by CenTrust Bank, A Division of SmartBiz Bank National Associat unless otherwise indicated.
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7(a) Acquisition Loan Data As Of June 30, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2026
Median
$867K
Average
$1.1M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Limited-Service Restaurants
2
loans
$629K
avg. amount
Limited-Service Restaurants
2
loans
$629K
avg
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$994K
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$994K
avg
General Automotive Repair
1
loans
$1.2M
avg. amount
General Automotive Repair
1
loans
$1.2M
avg
Vending Machine Operators
1
loans
$144K
avg. amount
Vending Machine Operators
1
loans
$144K
avg
Industrial Machinery and Equipment Merchant Wholesalers
1
loans
$550K
avg. amount
Industrial Machinery and Equipment Merchant Wholesalers
1
loans
$550K
avg
Furniture Merchant Wholesalers
1
loans
$845K
avg. amount
Furniture Merchant Wholesalers
1
loans
$845K
avg
Mechanical Power Transmission Equipment Manufacturing
1
loans
$3.3M
avg. amount
Mechanical Power Transmission Equipment Manufacturing
1
loans
$3.3M
avg
Jewelry Retailers
1
loans
$451K
avg. amount
Jewelry Retailers
1
loans
$451K
avg
Pet and Pet Supplies Retailers
1
loans
$1.5M
avg. amount
Pet and Pet Supplies Retailers
1
loans
$1.5M
avg
Full-Service Restaurants
1
loans
$2.3M
avg. amount
Full-Service Restaurants
1
loans
$2.3M
avg
10-Year
0.0%
Percentile Ranking
0th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.00% |
| $500K-$1M | Prime + 3.06% |
| $1M-$2M | Prime + 2.63% |
| $2M-$3M | Prime + 2.75% |
| $3M-$4M | Prime + 2.30% |
As Of June 30, 2026 - States by loan volume (darker blue = higher volume)
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