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Centennial Bank is a customer-focused bank providing a broad range of commercial and retail banking and related financial services to businesses, investors, individuals, and municipalities. Operating as the retail brand of Home BancShares, Inc., the bank serves customers across Arkansas, Florida, Alabama, Texas, and New York with multiple branch locations.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of December 31, 2025
Median
$966K
Average
$1.1M
Sweet Spot
$0-$500K
Industries with highest loan volume
Drinking Places (Alcoholic Beverages)
2
loans
$600K
avg. amount
Drinking Places (Alcoholic Beverages)
Loans
2
Avg. Amount
$600K
Beauty Salons
2
loans
$586K
avg. amount
Beauty Salons
Loans
2
Avg. Amount
$586K
Pet and Pet Supplies Retailers
1
loans
$469K
avg. amount
Pet and Pet Supplies Retailers
Loans
1
Avg. Amount
$469K
Glass and Glazing Contractors
1
loans
$3.6M
avg. amount
Glass and Glazing Contractors
Loans
1
Avg. Amount
$3.6M
Full-Service Restaurants
1
loans
$1.5M
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$1.5M
10-Year Default Rate
3.0%
Percentile Ranking
92th
92th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.33% |
| $500K-$1M | Prime + 2.00% |
| $1M-$2M | Prime + 2.75% |
| $3M-$4M | Prime + 2.00% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)