Loading...
Loading...
Beneficial State Bank is a community development bank founded in 2007 by Tom Steyer and Kat Taylor, headquartered in Oakland, CA. The FDIC-insured bank serves individuals and businesses in low-to-moderate income communities throughout California, Oregon, and Washington, with a mission focused on economic justice and environmental sustainability.
Have you worked with Beneficial State Bank? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$785K
Average
$881K
Sweet Spot
$1M-$2M
Industries with highest loan volume
Offices of Optometrists
1
loans
$1.5M
avg. amount
Offices of Optometrists
Loans
1
Avg. Amount
$1.5M
Full-Service Restaurants
1
loans
$406K
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$406K
Other Accounting Services
1
loans
$785K
avg. amount
Other Accounting Services
Loans
1
Avg. Amount
$785K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.75% |
| $500K-$1M | Prime + 0.75% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)