Where is Belgrade State Bank located?

Belgrade State Bank is located at 14185 Hwy C, BELGRADE, MO 63622.

How can I contact Belgrade State Bank?

You can contact Belgrade State Bank by phone at (573) 766-5315.

Belgrade State Bank

About

Belgrade State Bank is a family-owned, community bank founded in 1906 offering a full range of personal and business banking services across six branches in Southeast Missouri. The FDIC-insured institution provides online banking, checking accounts, mortgage loans, mobile banking services, and SBA loans.

1906

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

4

YoY Growth

-50.0%

low activity

Loan Size Distribution

As Of June 30, 2025

Median

$1.3M

Average

$1.9M

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 2.13%

Typical Range:Prime + 1.25% - 2.75%

Min / Max:Prime + 1.25% / 2.75%

Market Comparison

This Lender

Prime + 2.13%

Market Average

Prime + 1.25%

87 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High