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Belgrade State Bank is a family-owned, community bank founded in 1906 offering a full range of personal and business banking services across six branches in Southeast Missouri. The FDIC-insured institution provides online banking, checking accounts, mortgage loans, mobile banking services, and SBA loans.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$683K
Average
$1.3M
Sweet Spot
$0-$500K
Industries with highest loan volume
Farm Supplies Merchant Wholesalers
2
loans
$1.8M
avg. amount
Farm Supplies Merchant Wholesalers
Loans
2
Avg. Amount
$1.8M
Nursing Care Facilities (Skilled Nursing Facilities)
1
loans
$683K
avg. amount
Nursing Care Facilities (Skilled Nursing Facilities)
Loans
1
Avg. Amount
$683K
Site Preparation Contractors
1
loans
$138K
avg. amount
Site Preparation Contractors
Loans
1
Avg. Amount
$138K
Gasoline Stations with Convenience Stores
1
loans
$3.8M
avg. amount
Gasoline Stations with Convenience Stores
Loans
1
Avg. Amount
$3.8M
Tire Dealers
1
loans
$607K
avg. amount
Tire Dealers
Loans
1
Avg. Amount
$607K
Mobile Food Services
1
loans
$140K
avg. amount
Mobile Food Services
Loans
1
Avg. Amount
$140K
10-Year Default Rate
7.7%
Percentile Ranking
97th
97th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.75% |
| $500K-$1M | Prime + 2.63% |
| $1M-$2M | Prime + 2.75% |
| $2M-$3M | Prime + 1.50% |
| $3M-$4M | Prime + 1.25% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)