Where is Alden State Bank located?

Alden State Bank is located at 10564 Coy St, ALDEN, MI 49612.

How can I contact Alden State Bank?

You can contact Alden State Bank by phone at (231) 331-4481.

Alden State Bank

About

Locally owned Michigan community bank since 1906 serving Alden, Bellaire, Central Lake and Elk Rapids with competitively priced loans, local decision making, and personalized business financing.

1906

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$500K

Average

$500K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.50%

Typical Range:Prime + 0.50% - 0.50%

Min / Max:Prime + 0.50% / 0.50%

Market Comparison

This Lender

Prime + 0.50%

Market Average

Prime + 1.25%

75 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High