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1st Summit Bank is a community-focused financial institution headquartered in Johnstown, Pennsylvania, serving Cambria, Somerset, Indiana, Blair, and Westmoreland County through 17 locations. The bank offers personal banking, business solutions, investment services, wealth management, and treasury management with a commitment to being a true community bank.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of December 31, 2025
Median
$745K
Average
$745K
Sweet Spot
$0-$500K
Industries with highest loan volume
Specialized Automotive Repair
1
loans
$1.3M
avg. amount
Specialized Automotive Repair
Loans
1
Avg. Amount
$1.3M
Limited-Service Restaurants
1
loans
$150K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$150K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.25% |
| $1M-$2M | Prime + 1.75% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)