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Waukesha State Bank is one of the largest locally owned, independent banks in Wisconsin, established in 1944. The bank operates with a community-focused mission emphasizing personalized banking services, local decision-making, and financial strength, having remained profitable every year since its founding.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$613K
Average
$640K
Sweet Spot
$0-$500K
Industries with highest loan volume
Offices of Certified Public Accountants
1
loans
$990K
avg. amount
Offices of Certified Public Accountants
1
loans
$990K
avg
Tax Preparation Services
1
loans
$768K
avg. amount
Tax Preparation Services
1
loans
$768K
avg
New Single-Family Housing Construction (except For-Sale Builders)
1
loans
$255K
avg. amount
New Single-Family Housing Construction (except For-Sale Builders)
1
loans
$255K
avg
Other Accounting Services
1
loans
$207K
avg. amount
Other Accounting Services
1
loans
$207K
avg
Baked Goods Retailers
1
loans
$305K
avg. amount
Baked Goods Retailers
1
loans
$305K
avg
Limited-Service Restaurants
1
loans
$1.2M
avg. amount
Limited-Service Restaurants
1
loans
$1.2M
avg
Appliance Repair and Maintenance
1
loans
$458K
avg. amount
Appliance Repair and Maintenance
1
loans
$458K
avg
Sports and Recreation Instruction
1
loans
$900K
avg. amount
Sports and Recreation Instruction
1
loans
$900K
avg
10-Year Default Rate
4.1%
Percentile Ranking
94th
94th percentile
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.44% |
| $500K-$1M | Prime + 2.75% |
| $1M-$2M | Prime + 2.50% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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