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Unity Bank is a community-oriented commercial bank providing deposit accounts, loans, and online/mobile banking services through 21 branches across New Jersey and Pennsylvania. The bank serves retail, corporate, and small business customers, originating billions in loans since its founding in 1991.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$1.2M
Average
$1.2M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Caterers
5
loans
$1.2M
avg. amount
Caterers
Loans
5
Avg. Amount
$1.2M
Full-Service Restaurants
4
loans
$875K
avg. amount
Full-Service Restaurants
Loans
4
Avg. Amount
$875K
Pharmacies and Drug Retailers
2
loans
$2.1M
avg. amount
Pharmacies and Drug Retailers
Loans
2
Avg. Amount
$2.1M
General Automotive Repair
1
loans
$1.2M
avg. amount
General Automotive Repair
Loans
1
Avg. Amount
$1.2M
Car Washes
1
loans
$1.3M
avg. amount
Car Washes
Loans
1
Avg. Amount
$1.3M
Beer, Wine, and Liquor Retailers
1
loans
$629K
avg. amount
Beer, Wine, and Liquor Retailers
Loans
1
Avg. Amount
$629K
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$450K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
Loans
1
Avg. Amount
$450K
10-Year Default Rate
4.9%
Percentile Ranking
95th
95th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.75% |
| $500K-$1M | Prime + 2.88% |
| $1M-$2M | Prime + 2.03% |
| $2M-$3M | Prime + 1.75% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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