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Umpqua Bank is a top 30 publicly traded U.S. bank with over $50 billion in assets, providing personal, business, commercial, and wealth management financial services across eight western states. Originally founded in 1953 in southern Oregon, the bank operates over 350 branches and is FDIC-insured with SBA Preferred Lender status.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$1.2M
Average
$1.5M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Assisted Living Facilities for the Elderly
5
loans
$1.2M
avg. amount
Assisted Living Facilities for the Elderly
Loans
5
Avg. Amount
$1.2M
General Automotive Repair
3
loans
$1.2M
avg. amount
General Automotive Repair
Loans
3
Avg. Amount
$1.2M
Machine Shops
2
loans
$1.2M
avg. amount
Machine Shops
Loans
2
Avg. Amount
$1.2M
Limited-Service Restaurants
2
loans
$768K
avg. amount
Limited-Service Restaurants
Loans
2
Avg. Amount
$768K
All Other Professional, Scientific, and Technical Services
1
loans
$2.1M
avg. amount
All Other Professional, Scientific, and Technical Services
Loans
1
Avg. Amount
$2.1M
Electrical Contractors and Other Wiring Installation Contractors
1
loans
$887K
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
Loans
1
Avg. Amount
$887K
Solar Electric Power Generation
1
loans
$3.6M
avg. amount
Solar Electric Power Generation
Loans
1
Avg. Amount
$3.6M
Full-Service Restaurants
1
loans
$1.1M
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$1.1M
Sports and Recreation Instruction
1
loans
$2.3M
avg. amount
Sports and Recreation Instruction
Loans
1
Avg. Amount
$2.3M
Insurance Agencies and Brokerages
1
loans
$508K
avg. amount
Insurance Agencies and Brokerages
Loans
1
Avg. Amount
$508K
10-Year Default Rate
2.6%
Percentile Ranking
91th
91th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.67% |
| $500K-$1M | Prime + 2.43% |
| $1M-$2M | Prime + 2.21% |
| $2M-$3M | Prime + 2.25% |
| $3M-$4M | Prime + 1.67% |
| $4M-$5M | Prime + 1.38% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)