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Fidelity Bank provides comprehensive banking services across North Carolina, South Carolina, and Virginia since 1909. Offers personal and business banking products including checking, savings, digital banking, mortgage financing, wealth management, and SBA lending services.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
stable
As Of December 31, 2025
Median
$1.1M
Average
$1.3M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Limited-Service Restaurants
5
loans
$980K
avg. amount
Limited-Service Restaurants
Loans
5
Avg. Amount
$980K
General Automotive Repair
4
loans
$1.2M
avg. amount
General Automotive Repair
Loans
4
Avg. Amount
$1.2M
Plumbing, Heating, and Air-Conditioning Contractors
3
loans
$2.0M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
3
Avg. Amount
$2.0M
Electrical Contractors and Other Wiring Installation Contractors
3
loans
$2.1M
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
Loans
3
Avg. Amount
$2.1M
Residential Remodelers
2
loans
$2.2M
avg. amount
Residential Remodelers
Loans
2
Avg. Amount
$2.2M
Pet Care (except Veterinary) Services
2
loans
$376K
avg. amount
Pet Care (except Veterinary) Services
Loans
2
Avg. Amount
$376K
Specialized Automotive Repair
2
loans
$1.3M
avg. amount
Specialized Automotive Repair
Loans
2
Avg. Amount
$1.3M
Specialized Freight (except Used Goods) Trucking, Long-Distance
2
loans
$1.6M
avg. amount
Specialized Freight (except Used Goods) Trucking, Long-Distance
Loans
2
Avg. Amount
$1.6M
Electronic and Precision Equipment Repair and Maintenance
2
loans
$398K
avg. amount
Electronic and Precision Equipment Repair and Maintenance
Loans
2
Avg. Amount
$398K
Child Care Services
1
loans
$635K
avg. amount
Child Care Services
Loans
1
Avg. Amount
$635K
10-Year Default Rate
1.9%
Percentile Ranking
88th
88th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.75% |
| $500K-$1M | Prime + 2.29% |
| $1M-$2M | Prime + 2.17% |
| $2M-$3M | Prime + 2.38% |
| $3M-$4M | Prime + 1.94% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)