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Not-for-profit credit union open to anyone who lives or works in 32 different counties in Minnesota, North Dakota, and Wisconsin, providing member-focused financial services.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$198K
Average
$268K
Sweet Spot
$0-$500K
Industries with highest loan volume
Limited-Service Restaurants
9
loans
$330K
avg. amount
Limited-Service Restaurants
Loans
9
Avg. Amount
$330K
Full-Service Restaurants
3
loans
$258K
avg. amount
Full-Service Restaurants
Loans
3
Avg. Amount
$258K
Snack and Nonalcoholic Beverage Bars
2
loans
$207K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
2
Avg. Amount
$207K
All Other Amusement and Recreation Industries
1
loans
$198K
avg. amount
All Other Amusement and Recreation Industries
Loans
1
Avg. Amount
$198K
Sporting Goods Retailers
1
loans
$134K
avg. amount
Sporting Goods Retailers
Loans
1
Avg. Amount
$134K
Fitness and Recreational Sports Centers
1
loans
$355K
avg. amount
Fitness and Recreational Sports Centers
Loans
1
Avg. Amount
$355K
Retail Bakeries
1
loans
$95K
avg. amount
Retail Bakeries
Loans
1
Avg. Amount
$95K
Other Personal Care Services
1
loans
$150K
avg. amount
Other Personal Care Services
Loans
1
Avg. Amount
$150K
10-Year Default Rate
3.0%
Percentile Ranking
92th
92th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.74% |
| $500K-$1M | Prime + 2.75% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)