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Guaranty Bank & Trust Company is a locally owned and operated community financial institution founded in 1943, serving the Mississippi Delta region with personal and business banking services including checking, savings, loans, mortgages, and investment services. Operating with 39 branches across two states and approximately $2.6 billion in assets, the bank emphasizes a relationship-based approach to banking.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$2.0M
Average
$2.0M
Sweet Spot
$500K-$1M
Industries with highest loan volume
All Other Specialty Trade Contractors
1
loans
$3.4M
avg. amount
All Other Specialty Trade Contractors
Loans
1
Avg. Amount
$3.4M
Offices of Optometrists
1
loans
$635K
avg. amount
Offices of Optometrists
Loans
1
Avg. Amount
$635K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
Rate distribution data not available
Market comparison data not available
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
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