First Financial Bank
First Financial Bank is a community bank headquartered in Abilene, Texas, with 79 locations across Texas providing comprehensive banking services including home loans, commercial lending, wealth management, and trust services. Founded in 1890 as Farmers and Merchants National Bank, it has grown to become one of the nation's most financially secure banking institutions with $13.01 billion in assets.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through March 31, 2026 across the trailing 3 years (18 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
First Financial Bank ranks #109 of 585 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of First Financial Bank’s 7(a) acquisition lending falls in the $0-$500K range: 8 loans, 44.4% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 8 | 44.4% | |
| $500K-$1M | 5 | 27.8% | |
| $1M-$2M | 4 | 22.2% | |
| $4M-$5M | 1 | 5.6% |
Industries with highest loan volume
Outdoor Power Equipment Retailers
4
loans
$1.2M
avg. amount
Wine and Distilled Alcoholic Beverage Merchant Wholesalers
2
loans
$437K
avg. amount
Advertising Agencies
2
loans
$553K
avg. amount
Full-Service Restaurants
2
loans
$502K
avg. amount
Other Personal Care Services
2
loans
$436K
avg. amount
Fitness and Recreational Sports Centers
2
loans
$1000K
avg. amount
Residential Remodelers
1
loans
$387K
avg. amount
Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers
1
loans
$93K
avg. amount
Computer Systems Design Services
1
loans
$346K
avg. amount
Offices of Chiropractors
1
loans
$4.3M
avg. amount
10-Year
7.1%
Percentile Ranking
96th
96th percentile
First Financial Bank’s median variable rate is + 2.13%, against a market median of Prime + 2.00%, 13 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.31% |
| $500K-$1M | Prime + 2.20% |
| $1M-$2M | Prime + 1.00% |
| $4M-$5M | Prime + 2.50% |
First Financial Bank has originated 7(a) acquisition loans in 1 states, most actively in Texas (18). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Texas | 18 | 100.0% |
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