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First Commonwealth Bank is a Pennsylvania-based community bank founded in 1934, providing personal and business banking services across Pennsylvania with multiple branch locations and comprehensive financial solutions.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$856K
Average
$1.2M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Offices of Chiropractors
3
loans
$348K
avg. amount
Offices of Chiropractors
Loans
3
Avg. Amount
$348K
General Automotive Repair
3
loans
$397K
avg. amount
General Automotive Repair
Loans
3
Avg. Amount
$397K
Automotive Body, Paint, and Interior Repair and Maintenance
2
loans
$3.0M
avg. amount
Automotive Body, Paint, and Interior Repair and Maintenance
Loans
2
Avg. Amount
$3.0M
All Other Specialty Trade Contractors
2
loans
$3.0M
avg. amount
All Other Specialty Trade Contractors
Loans
2
Avg. Amount
$3.0M
All Other Amusement and Recreation Industries
2
loans
$788K
avg. amount
All Other Amusement and Recreation Industries
Loans
2
Avg. Amount
$788K
Limited-Service Restaurants
2
loans
$182K
avg. amount
Limited-Service Restaurants
Loans
2
Avg. Amount
$182K
Plumbing, Heating, and Air-Conditioning Contractors
2
loans
$1.2M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
Loans
2
Avg. Amount
$1.2M
Landscaping Services
1
loans
$539K
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$539K
Theater Companies and Dinner Theaters
1
loans
$2.4M
avg. amount
Theater Companies and Dinner Theaters
Loans
1
Avg. Amount
$2.4M
Fitness and Recreational Sports Centers
1
loans
$293K
avg. amount
Fitness and Recreational Sports Centers
Loans
1
Avg. Amount
$293K
10-Year Default Rate
0.8%
Percentile Ranking
84th
84th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.60% |
| $500K-$1M | Prime + 2.27% |
| $1M-$2M | Prime + 2.17% |
| $2M-$3M | Prime + 2.25% |
| $3M-$4M | Prime + 2.00% |
| $4M-$5M | Prime + 2.13% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)