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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$641K
Average
$880K
Sweet Spot
$500K-$1M
Industries with highest loan volume
Full-Service Restaurants
4
loans
$1.3M
avg. amount
Full-Service Restaurants
Loans
4
Avg. Amount
$1.3M
Public Relations Agencies
3
loans
$641K
avg. amount
Public Relations Agencies
Loans
3
Avg. Amount
$641K
Shoe Retailers
3
loans
$880K
avg. amount
Shoe Retailers
Loans
3
Avg. Amount
$880K
Limited-Service Restaurants
1
loans
$198K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$198K
Snack and Nonalcoholic Beverage Bars
1
loans
$275K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
1
Avg. Amount
$275K
Tire Dealers
1
loans
$930K
avg. amount
Tire Dealers
Loans
1
Avg. Amount
$930K
Marketing Consulting Services
1
loans
$250K
avg. amount
Marketing Consulting Services
Loans
1
Avg. Amount
$250K
Assisted Living Facilities for the Elderly
1
loans
$1.9M
avg. amount
Assisted Living Facilities for the Elderly
Loans
1
Avg. Amount
$1.9M
10-Year Default Rate
7.0%
Percentile Ranking
96th
96th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.70% |
| $500K-$1M | Prime + 2.71% |
| $2M-$3M | Prime + 2.75% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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