Community Trust Bank, Inc.
Community Trust Bank is a Kentucky-domiciled bank holding company founded in 1903, operating over 80 retail branches across Kentucky, West Virginia, and Tennessee. The bank offers comprehensive financial services including personal and business banking, wealth management, trust services, and investment products through its subsidiaries.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (16 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Community Trust Bank, Inc. ranks #151 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Community Trust Bank, Inc.’s 7(a) acquisition lending falls in the $0-$500K range: 11 loans, 68.8% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 11 | 68.8% | |
| $500K-$1M | 4 | 25.0% | |
| $1M-$2M | 1 | 6.3% |
Industries with highest loan volume
Gasoline Stations with Convenience Stores
3
loans
$725K
avg. amount
Sporting Goods Retailers
2
loans
$220K
avg. amount
Limited-Service Restaurants
2
loans
$140K
avg. amount
Nursery, Garden Center, and Farm Supply Retailers
1
loans
$868K
avg. amount
Baked Goods Retailers
1
loans
$27K
avg. amount
Bowling Centers
1
loans
$215K
avg. amount
Car Washes
1
loans
$640K
avg. amount
Drinking Places (Alcoholic Beverages)
1
loans
$150K
avg. amount
Outdoor Power Equipment Retailers
1
loans
$115K
avg. amount
Clothing and Clothing Accessories Retailers
1
loans
$203K
avg. amount
10-Year
2.9%
Percentile Ranking
91th
91th percentile
Community Trust Bank, Inc.’s median variable rate is + 0.00%, against a market median of Prime + 1.88%, 188 below market.
11 of the 16 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.08% |
| $500K-$1M | Prime + 0.00% |
over at time of loan origination
Community Trust Bank, Inc. has originated 7(a) acquisition loans in 3 states, most actively in Kentucky (14), West Virginia (1) and Ohio (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Kentucky | 14 | 87.5% |
| West Virginia | 1 | 6.3% |
| Ohio | 1 | 6.3% |
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