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1st State Bank was founded in 2004 by local business professionals to serve the banking needs of businesses in the Great Lakes Bay Region. The bank offers a full range of business and personal banking services with a commitment to reinvesting deposits and profits back into the region, with total assets of approximately $474 million as of June 2024.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of June 30, 2025
Median
$381K
Average
$381K
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
