Woori America Bank
Woori America Bank, established in 1984 as a subsidiary of Woori Bank in Korea, operates as a leading Korean community bank serving customers across multiple U.S. states. The institution offers comprehensive financial services including deposit products, lending solutions, and digital banking options.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (23 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Woori America Bank ranks #71 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Woori America Bank’s 7(a) acquisition lending falls in the $0-$500K range: 11 loans, 47.8% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 11 | 47.8% | |
| $500K-$1M | 4 | 17.4% | |
| $1M-$2M | 3 | 13.0% | |
| $2M-$3M | 3 | 13.0% | |
| $3M-$4M | 1 | 4.3% | |
| $4M-$5M | 1 | 4.3% |
Industries with highest loan volume
Snack and Nonalcoholic Beverage Bars
5
loans
$807K
avg. amount
Full-Service Restaurants
4
loans
$656K
avg. amount
Beer, Wine, and Liquor Retailers
3
loans
$1.1M
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
3
loans
$393K
avg. amount
Limited-Service Restaurants
2
loans
$245K
avg. amount
Hotels (except Casino Hotels) and Motels
2
loans
$4.3M
avg. amount
Automotive Body, Paint, and Interior Repair and Maintenance
1
loans
$2.7M
avg. amount
Fish and Seafood Retailers
1
loans
$500K
avg. amount
Car Washes
1
loans
$2.9M
avg. amount
Baked Goods Retailers
1
loans
$1.4M
avg. amount
10-Year
1.9%
Percentile Ranking
88th
88th percentile
Woori America Bank’s median variable rate is + 1.75%, against a market median of Prime + 1.88%, 13 below market.
It priced below the market median in every one of the last 3 quarters. 1 of the 23 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.89% |
| $500K-$1M | Prime + 1.81% |
| $1M-$2M | Prime + 1.67% |
| $2M-$3M | Prime + 1.25% |
| $3M-$4M | Prime + 1.00% |
| $4M-$5M | Prime + 1.00% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q4 '22 | Prime + 1.25% | Prime + 1.75% | Prime + 1.00% – Prime + 2.00% | 5 |
| Q1 '23 | Prime + 1.00% | Prime + 1.75% | Prime + 1.25% – Prime + 2.25% | 3 |
| Q1 '26 | Prime + 1.00% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 3 |
Woori America Bank has originated 7(a) acquisition loans in 7 states, most actively in California (14), Texas (3) and New Jersey (2). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| California | 14 | 60.9% |
| Texas | 3 | 13.0% |
| New Jersey | 2 | 8.7% |
| Washington | 1 | 4.3% |
| Pennsylvania | 1 | 4.3% |
| North Carolina | 1 | 4.3% |
| Virginia | 1 | 4.3% |
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