Where is Texas First Bank located?

Texas First Bank is located at 3232 Palmer Hwy TEXAS CITY, TX 77590.

How can I contact Texas First Bank?

You can contact Texas First Bank by phone at (888) 832-7257.

Texas First Bank

About

A community bank that puts you where you belong first, offering personal, business, and banking services along the Gulf Coast of Texas with 26 locations and 53 fee-free ATMs. Founded in 1973.

1973

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

2

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$556K

Average

$556K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 2.00%

Typical Range:Prime + 2.25% - 2.25%

Min / Max:Prime + 1.75% / 2.25%

Market Comparison

This Lender

Prime + 2.00%

Market Average

Prime + 1.25%

75 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High