Where is Peoples Bank of Alabama located?

Peoples Bank of Alabama is located at 1912 Cherokee Ave SW CULLMAN, AL 35055.

How can I contact Peoples Bank of Alabama?

You can contact Peoples Bank of Alabama by phone at (877) 788-0288 or email at webmaster@peoplesbankal.com.

Peoples Bank of Alabama

About

Community bank serving North and Central Alabama with personal and commercial banking services, including checking accounts, business loans, and mobile banking tools.

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$659K

Average

$659K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.25%

Typical Range:Prime + 0.25% - 0.25%

Min / Max:Prime + 0.25% / 0.25%

Market Comparison

This Lender

Prime + 0.25%

Market Average

Prime + 1.25%

100 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High