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InBank is a community-focused commercial bank serving Colorado and New Mexico with a full suite of personal and business banking solutions. Originally established as International State Bank in 1918 in Raton, New Mexico, the institution emphasizes personalized service, relationship-based banking, and local decision-making.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$1.6M
Average
$1.8M
Sweet Spot
$1M-$2M
Industries with highest loan volume
General Freight Trucking, Local
3
loans
$1.7M
avg. amount
General Freight Trucking, Local
Loans
3
Avg. Amount
$1.7M
All Other Miscellaneous Retailers
2
loans
$495K
avg. amount
All Other Miscellaneous Retailers
Loans
2
Avg. Amount
$495K
Home Centers
1
loans
$406K
avg. amount
Home Centers
Loans
1
Avg. Amount
$406K
Gasoline Stations with Convenience Stores
1
loans
$2.1M
avg. amount
Gasoline Stations with Convenience Stores
Loans
1
Avg. Amount
$2.1M
Pet Care (except Veterinary) Services
1
loans
$575K
avg. amount
Pet Care (except Veterinary) Services
Loans
1
Avg. Amount
$575K
Furniture Retailers
1
loans
$1.6M
avg. amount
Furniture Retailers
Loans
1
Avg. Amount
$1.6M
Used Household and Office Goods Moving
1
loans
$2.5M
avg. amount
Used Household and Office Goods Moving
Loans
1
Avg. Amount
$2.5M
New Car Dealers
1
loans
$5.0M
avg. amount
New Car Dealers
Loans
1
Avg. Amount
$5.0M
Landscaping Services
1
loans
$2.9M
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$2.9M
Food Service Contractors
1
loans
$700K
avg. amount
Food Service Contractors
Loans
1
Avg. Amount
$700K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.25% |
| $500K-$1M | Prime + 2.08% |
| $1M-$2M | Prime + 2.25% |
| $2M-$3M | Prime + 2.31% |
| $3M-$4M | Prime + 3.00% |
| $4M-$5M | Prime + 2.13% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)