Where is First National Bank of Pana located?

First National Bank of Pana is located at 306 S Locust, PANA, IL 62557.

How can I contact First National Bank of Pana?

You can contact First National Bank of Pana by phone at (217) 562-3961.

First National Bank of Pana

About

First National Bank of Pana is a community bank serving Pana, Illinois, and surrounding areas since 1882. With total assets of $323.4 million, the bank provides comprehensive financial services including operating lines of credit, equipment financing, and agricultural loans.

1882

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

1

YoY Growth

Data not available

Loan Size Distribution

As Of June 30, 2025

Median

$167K

Average

$167K

Top Industries Served

Industries with highest loan volume

1

NAICS

loans

N/A

avg. amount

1

NAICS

Loans

Avg. Amount

N/A

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.50%

Typical Range:Prime + 0.50% - 0.50%

Min / Max:Prime + 0.50% / 0.50%

Market Comparison

This Lender

Prime + 0.50%

Market Average

Prime + 1.25%

75 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High